Our shipping costs on higher dollar items and sets includes UPS rates and insurance. Please check our low shipping costs...we combine shipping. These rates apply to orders for multiple cards. Shipping only $2.95 for orders under $30.00 .......$3.95 for orders $30 to $200 .......$4.95 for orders $200 to $500 .......$5.95 for orders $500 and more .......Sets-we charge actual shipping & insurance.